Condo insurance has five key components:
1. Structural Coverage: protects your unit from unforeseen damages.
2. Personal Property Protection: covers your belongings in case of theft or damage.
3. Liability Insurance: protects you from legal and medical expenses in case someone is injured on your property.
4. Loss of Use Coverage: helps cover additional living expenses if your unit becomes uninhabitable.
5. Additional Living Expenses (ALE): reimburses you for expenses incurred during temporary displacement.

Website - https://texasselectinsurance.com/condo-insurance/