Chime app is an online app that helps us to make all digital payments easily. Not only does it provides efficiency but also it helps to make an online payment very conveniently. In this blog, we shall be discussing Chime bank name primarily, Chime direct deposit, and even the Chime routing number. 

Introduction To Chime Online Bank

• Chime is an American-based online bank that has its headquarters in San Francisco, California, United States. 
• This company was started by Chris Britt(the CEO) and Ryan King(the CTO) in the year 2012.
• It is a financial technology company that provides fee-free mobile banking services that are being provided by Stride Bank and Bancorp Bank. 
• The Chime earns the majority of its revenue mainly from the collection of interchange fees.
• The thing that would surprise you the most is the fact that Chime has no physical branches. Yup you heard that right. The Chime bank is unlike other banks, to date it has zero physical branches. 
• The biggest feature that it brags about is that neither does it charge any monthly or overdraft fees nor does it require an opening deposit or minimum account balance for the opening of a free checking account. 
• The total number of account holders that chime has is 8 million account holders.

  What Is Chime Bank Name And Address For Direct Deposit?

• We just read above that Chime literally has no physical branches for its banks and has no particular address that can be visited. 
• There are some Chime banks for you will need to know what bank your account is actually associated with. 

The simple Ways to find your Chime Bank name and address include the following-

• Firstly, carefully look for the bank name in your account agreement.
• Then look at the back of your Chime debit card. 
• Now either open the Chime mobile app or the official Chime website under the settings a move Money a Direct Deposit. 
• Just call Chime 24/7 customer service at the toll-free number 844-244-6363.
• You can also reach out to them at their email which is [email protected].

Read More - Chime credit card

               How to Find Your Chime Routing Number

• So Chime basically works with all the banks that provide banking services for your Chime Online Banking Account. 
• The bank name clearly appears in the savings and checking Accounts.
• Also it appears on the back of your Chime Visa Debit Card. 

Before finding out how to find a Chime routing number, let’s find what exactly is a Chime Routing Number. 

• Basically, a routing number is a nine-digit number that is simply used to identify a bank or any kind of financial institution.
• This is primarily done when clearing funds for processing checks or electronic transfers in the United States.

             Ways to find your Chime Routing Number

• The very first step begins with logging in to your Chime Account through chime.com or the Chime mobile App. 
• Select the Direct Deposit option by going to the Move Money section.
• Now carefully and with patience the name of the bank that provides all the banking services for your personal Chime Checking Account.
• Well,  the Routing Number and Checking Account Number shall be clearly visible on the Direct Deposit screen. 

 Chime Pros and Cons

To start with this topic, we would be starting with the Pros of this app-

      Pros-

1. Many services are free and opening an account is very easy. 
2. A user can make withdrawals easily after getting a Chime Card.
3. It provides really smart ways to save with competitive interest rates.
4. Also, it helps to improve their credit score by using credit-building solutions for people. 
5. A 24/7 service and support are provided. 

   Cons-

1. Remember not all services are fee free- you might be charged at the ATMs or depositing cash.
2. Only online and telephonic support is available but absolutely no face-to-face service is not available.
3. There are spending limits and withdrawal limits.
4. Services like free overdraft are available exclusively for some eligible customers.
5. There is No multi-currency option available.

Therefore this is the conclusion of our blog. Please let us know your opinions about our blog in our comment section. In case of any queries or confusion feel free to reach out to us.