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Temporary partial disability occurs when the employee is injured and becomes unable to earn the previous amount of money (Rejda, 273). However, this person is not deprived of work and still manages to earn at least something. Its peculiar feature is that it does not foreclose continuing the career for the employee. It is possible in case the employee returns to work, but is unable to work for the same amount of time. Such condition presupposes paying the benefits, which is based on two-thirds difference between pre-accident and post-accident earnings. These benefits are paid for maximum 5 years.
Temporary total disability occurs in case the employee cannot earn money due to his/her post-accident health condition (Rejda, 273). However, it should be assumed that condition is temporary. In this situation, an employee cannot perform his/her duties, and should receive certain benefits from the company during the period of this disability. The employee receives approximately the two-thirds of difference between the pre-accident and post-accident salaries till the moment of total recovery. The temporal period does not have any time limits as it may vary from few months to years.
Permanent partial disability occurs in case, when the employee acquires certain permanent disability during the working process, and this disability prevents him from conducting his job. The company is obliged to compensate the employee for the disability occurrence. In this case, the employee has the right for the two-third difference between the pre- and past-accident wages. There is an essential fact that has to be taken into account. Permanent partial disability may be transformed into permanent total disability. Such thing may occur in case the trauma prevents the worker from continuing working at a previous job. The previous employers are liable for proving them the necessary financial resources in order to assist to make their living.
Work Cited
Rejda, George. Social Insurance and Economic Security. New York: Sharpe Inc., 2012. Print.
