If you have taken out a loan with BMO Harris, it is important to make timely payments to avoid late fees and negative impacts on your credit score. There are several ways to make a loan payment to BMO Harris, including online, by phone, through the mail, or in person. Here are some details on each option:

Online Payments

Making a loan payment online is quick and convenient. To get started, you will need to create an online account through BMO Harris' website. Once you have logged in, you can select the loan account you wish to make a payment for, enter the payment amount and the date you want the payment to be made, and submit the payment. You can also set up automatic payments so that the payment is made on a regular schedule without the need for manual input. Online payments can be made using a checking account, savings account, or debit card.

Phone Payments

If you prefer to make a loan payment by phone, you can call BMO Harris' customer service line and speak with a representative. They can help you make a payment over the phone using a checking account, savings account, or debit card. Make sure to have your loan account number and payment information handy when you call.

Mail-In Payments

You can also mail in a loan payment to BMO Harris. To do this, you will need to write a check or obtain a money order for the payment amount and include your loan account number on the memo line. Mail the payment to the address provided on your loan statement. It is recommended that you send the payment a few days before the due date to ensure it arrives on time.

In-Person Payments

Finally, you can make a loan payment in person at a BMO Harris branch. Bring your loan account number and payment information with you to the bank and a representative will assist you in making the payment. This option may be useful if you have questions about your loan account or need assistance with the payment process.

Tips for Making Loan Payments

To ensure that your loan payments are made on time, it is important to plan ahead and be organized. Here are a few tips to help you stay on top of your payments:

Set Reminders: 

Set up reminders for yourself so that you don't forget to make a payment. This could be a calendar reminder on your phone, an email reminder, or a note on your bulletin board.

Create a Budget: 

Creating a budget can help you manage your finances and ensure that you have enough money to make your loan payments on time. Use a budgeting app or spreadsheet to track your income and expenses.

Choose Automatic Payments: Setting up automatic payments can help ensure that your loan payments are made on time without the need for manual input. Just make sure that you have enough money in your account to cover the payment.

Check Your Account Regularly: Make it a habit to check your loan account regularly to ensure that your payments have been processed and that there are no issues with your account.

Conclusion

Making loan payments to BMO Harris is a straightforward process with several options available to suit your needs. Whether you prefer to make payments online, by phone, through the mail, or in person, it is important to stay organized and plan ahead to ensure that your payments are made on time. If you have any questions or concerns about your loan account or payment options, don't hesitate to contact BMO Harris' customer service team for assistance.